Why Are You Broke? When There's So Much Information About Money by Collen Lemawane

I have always had questions about money and how I spend it. In fact, each and every day I question my spending habits and how they affect my desire to achieve the elusive idea of financial freedom. I'm sure many would relate to the experience of "too-much month at the end of your money." If you are wondering what that is, it is a syndrome where the working person finds themselves broke and penniless way before their next pay date. I can remember very clearly a time when I would have money, in no time it would all be gone. Many times I didn't even know how I spent it, where I spent it or how I spent it. As a matter of habit, I would always blame my reckless spending on ignorance.

 There were many months when I was broke immediately after payday which made me realize that I needed financial education to help me develop a plan for earning, spending, saving, and investing. It was a choice I had to make. I could either perpetuate the cycle of financial distress and destitution, or I could take matters into my own hands and start to make better financial decisions. I had to be alert and aware of how to acquire the financial knowledge I needed. So I started listening to the radio, watching business news programs on television, and reading the financial sections of newspapers. This book is for all those people who need to change their financial fortunes and turn their lives around.